Star Funding vs. The “Industry Standard”
Most lenders hide behind algorithms and middleman brokers. At Star Funding, we provide direct access to capital and decision-makers who understand your business potential.
| Feature | Star Funding, Inc. | Standard Lenders / Brokers |
|---|---|---|
| Decision Making | Direct Balance Sheet Lender. Decisions made in-house. | Brokers or “Syndicates” that outsource capital. |
| Underwriting Style | Human-Led. We focus on potential & PO strength. | Algorithm-led. Rigid “box” criteria. |
| Turnaround Time | Same-Day / Next-Day Term Sheets. | 7–14 days for initial committee review. |
| Deal Sweet Spot | $500k – $10M+ (Including Startups). | Often capped at $1M or require 2+ years history. |
| Service Model | Dedicated Account Manager. Real-time feedback. | General call centers or automated ticket systems. |
| Product Depth | PO Finance, AR Factoring, & WIP Solutions. | Typically limited to simple Factoring. |
No Middleman Fees
Because we lend from our own balance sheet, you don’t pay “Success Fees” to a middleman. You get a single point of approval and direct access to the decision-makers who hold the capital.
Complex Deal Specialists
Traditional banks look for reasons to say “no.” We look for the potential in your Purchase Orders. Our ability to fund Work-in-Process (WIP) and complex trade cycles gives you more leverage at a better cost of capital.
Experience the Star Funding Difference
Don’t wait weeks for an automated rejection. Get a human-led term sheet today.